Marlene Mary Kernan

Marlene Kernan co-owned and operated Oriska Insurance Company and the Monument Agency in Oriskany, New York, alongside her husband James Kernan. Between 2002 and 2005, the companies employed a three-time convicted felon. Under 18 U.S.C. § 1033(e), it is a federal offense to knowingly permit a person convicted of a felony involving dishonesty or breach of trust to participate in the business of insurance. Marlene was charged with permitting the felon to engage in that business — a less culpable formulation than the "knowingly and willfully" charge brought against James, reflecting her lesser role in the scheme. Both were convicted in 2009 in the Northern District of New York following the FBI's July 2006 raid on the Oriska office.